Monthly

If You Miss A Monthly Credit Card Payment, Here’s What Happens

The first thing customers will face when missing a credit card payment is a late fee. These fees can vary depending on your cardholder agreement, and the credit card issuer’s policies. Legally, credit card companies can only charge certain amounts for late fees. For instance, a first-time late payment can only be charged a fee of

What Should Your Mortgage Be Based On Your Monthly Income?

Although the so-called 28% rule is a popular method to calculate affordability, it’s definitely not the only game in town. There’s also the 35%/45% model, in which your total monthly debt, including mortgage payment, shouldn’t exceed 35% of your gross income or 45% of your net income, which is the income remaining after taxes and